Smart Capital Solutions for Residential & Commercial Investments

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Rency is a Residential & Commercial Real Estate Family Office, providing flexible financing solutions to help clients close deals with confidence.

Loans for Residential &
Commercial Investors

Fast, simple financing to close your next deal.

Fix-And-Flip Loans

Get fast, flexible financing to buy, renovate, and sell properties—without the hassle.

Long-Term Rental Loans (DSCR)

Our long-term rental loans provide stable financing for both commercial and residential properties, giving you the flexibility to grow and hold your investments with confidence.

Bridge Loans

Seize opportunities without delays. Our bridge loans provide quick, short-term financing to help you secure your next investment property fast.

Ground Up Construction Loans

We provide structured financing for both commercial and residential construction projects—so you can bring your vision to life with ease.

Gap Funding (2nd Position Loans)

Bridge the gap in your capital stack with ease. Our second-position gap loans offer flexible terms and fast approvals—perfect for investors needing a quick boost to get deals done.

Short-Term Rental Loans

Need funding for a short-term rental? Whether you're purchasing or refinancing, we make it easy to keep your investment moving.

Get started in minutes. Loan quotes in 24 hours.

Real Estate Development Financing

Rency makes real estate development lending easy. Get fast approvals and flexible funding for new builds or portfolio growth—just a property address and a few details to begin.

A Smarter Approach to Real Estate Financing

What Sets Us Apart

Fast & Simple Funding – Minimal paperwork, quick approvals.
Direct In-House Servicing – No middlemen, just seamless transactions.
Flexible Loan Control – We manage funds efficiently to keep projects on track.
Competitive Rates – Financing that works for you, not against you.

"We were on a tight deadline and needed funding urgently. Rency not only came through but surpassed our expectations. Their team worked efficiently, kept us informed every step of the way, and ensured our deal closed right on schedule. Exceptional service beyond what we expected!"

Monica L.
Partner with us and secure funding across the nation.

Where We Lend

*Some loan programs are excluded. Apply to find out.
Partner with us and secure funding across the nation.

Where We Lend

Apply NowBook A Consultation
*Some loan programs are excluded. Apply to find out.

Ready to get started?

One of our loan origination managers will be in touch within 24 hours to go over your loan details.
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The terms listed represent our highly qualified scenarios and are subject to borrower qualification, credit approval, and verification of information. Not all applicants will qualify for these terms. Rates, terms, and conditions are based on the review of both the borrower and the investment. Certain loans may be borrowed by a partnered lender as direct lending is evaluated on a case-by-case basis. Exceptions can be made to loan criteria as each loan is evaluated on a case-by-case basis.